Comments on: Work that Budget http://www.champuru.net/blog/2008/04/17/work-that-budget/ A pinch of this and a dash of that makes champuru a spicy dish. Tue, 07 Oct 2008 03:32:21 +0000 http://wordpress.org/?v=2.6.2 By: Gary Wolfe http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-33173 Gary Wolfe Tue, 29 Apr 2008 13:17:40 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-33173 Donna, You may already know this, but if you are a federal employee (I was before I retired) you can apply for advanced sick leave, which an agency can grant if they believe that you will return to work long enough to pay it back. It is risky as you don't start building up a reserve until you pay it back. I know I granted it, or rather endorsed it forward to the decision maker, for several of my employees. Best wishes, Gary Donna,

You may already know this, but if you are a federal employee (I was before I retired) you can apply for advanced sick leave, which an agency can grant if they believe that you will return to work long enough to pay it back. It is risky as you don’t start building up a reserve until you pay it back. I know I granted it, or rather endorsed it forward to the decision maker, for several of my employees.

Best wishes,

Gary

]]> By: Free Work At Home http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-33136 Free Work At Home Mon, 28 Apr 2008 22:34:08 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-33136 I work at home which is nothing new. I work at home* for money*, which is new to us, and my family is all working on adjusting. My“ office”, until we decide if we are either moving or adding on, is half of my closet and has no door. If I had to guess what the most important boundary to set is while working from a home office, I’ d guess a DOOR. My task load is getting more intense, which actually seems to be making it easier to fit within a M- F work week, though I appreciate the flex of being able to swap... I work at home which is nothing new. I work at home* for money*, which is new to us, and my family is all working on adjusting. My“ office”, until we decide if we are either moving or adding on, is half of my closet and has no door. If I had to guess what the most important boundary to set is while working from a home office, I’ d guess a DOOR. My task load is getting more intense, which actually seems to be making it easier to fit within a M- F work week, though I appreciate the flex of being able to swap…

]]> By: Michelle http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32530 Michelle Sun, 20 Apr 2008 07:37:35 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32530 As a new mom myself, I'm desperate for a way to stay home and have looked into opportunities. There are some legitimate work from home opportunities that you may want to explore if you don't mind doing things like call center work for supplementary income once Snowflake is at an age that it's possible. (Hint: Don't count on that being for at least a few months; my baby is a month old and I've totally forgotten what sleep is.) As a new mom myself, I’m desperate for a way to stay home and have looked into opportunities. There are some legitimate work from home opportunities that you may want to explore if you don’t mind doing things like call center work for supplementary income once Snowflake is at an age that it’s possible. (Hint: Don’t count on that being for at least a few months; my baby is a month old and I’ve totally forgotten what sleep is.)

]]> By: Ryan S.@uncommon-cents.net http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32516 Ryan S.@uncommon-cents.net Sat, 19 Apr 2008 22:59:48 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32516 Donna, You may be surprised. I have, over the years, donated about 40 hours of vacation time to various coworkers who were sick or had family members who were sick. I'm not alone; one of our nurses had to care for her daughter who was sick--I gave eight hours, one of the other nurses gave 40, and before you know it, she ended up with over 100 hours donated by friends (this is one of those Universal Bank of Goodwill kind of things)... And guess what? We'll have a post on how to deal with education costs for your kids on Uncommon-Cents.net rsn (like tomorrow). Donna,

You may be surprised. I have, over the years, donated about 40 hours of vacation time to various coworkers who were sick or had family members who were sick. I’m not alone; one of our nurses had to care for her daughter who was sick–I gave eight hours, one of the other nurses gave 40, and before you know it, she ended up with over 100 hours donated by friends (this is one of those Universal Bank of Goodwill kind of things)…

And guess what? We’ll have a post on how to deal with education costs for your kids on Uncommon-Cents.net rsn (like tomorrow).

]]> By: Donna http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32514 Donna Sat, 19 Apr 2008 19:15:06 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32514 I just discovered that my Federal agency does not offer TDI, but they do have a leave sharing program that allows you to request donations of annual leave. I wonder if any of my co-workers would be gracious enough to donate some leave days to me? If not, I suppose it's back to Plan A. <b>Ryan S.:</b> Thanks for the leads on the college fund info. I'll check those out! <b>mars:</b> Darn those high Hawaii mortgages! :( I watch those shows about flipping homes sometimes and see how much people pay for much larger homes in other parts of the country and just want to cry. For what we paid for our small townhouse, we could have bought a large single-family home on a large lot of land somewhere else in the country. Oh well, the price we pay to live in paradise, I guess. I wouldn't want to live anywhere else. I read an article about concentrating on retirement before college savings, too. Makes a lot of sense. I figure if I can start small with the college savings, at least it's better than nothing though. We'll see how things work out with the finances in the months to come. Nope, haven't bought any baby gear yet. I want to get the baby's room (currently our computer/workout room) cleaned first. That's going to take MONTHS! ;) <b>Robyn:</b> Congratulations to you! :) Can't wait to see more updates on your blog about baby! I just discovered that my Federal agency does not offer TDI, but they do have a leave sharing program that allows you to request donations of annual leave. I wonder if any of my co-workers would be gracious enough to donate some leave days to me? If not, I suppose it’s back to Plan A.

Ryan S.: Thanks for the leads on the college fund info. I’ll check those out!

mars: Darn those high Hawaii mortgages! :( I watch those shows about flipping homes sometimes and see how much people pay for much larger homes in other parts of the country and just want to cry. For what we paid for our small townhouse, we could have bought a large single-family home on a large lot of land somewhere else in the country. Oh well, the price we pay to live in paradise, I guess. I wouldn’t want to live anywhere else.

I read an article about concentrating on retirement before college savings, too. Makes a lot of sense. I figure if I can start small with the college savings, at least it’s better than nothing though. We’ll see how things work out with the finances in the months to come.

Nope, haven’t bought any baby gear yet. I want to get the baby’s room (currently our computer/workout room) cleaned first. That’s going to take MONTHS! ;)

Robyn: Congratulations to you! :) Can’t wait to see more updates on your blog about baby!

]]> By: Robyn http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32459 Robyn Sat, 19 Apr 2008 06:20:52 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32459 I say... Go for the TDI... That's what I'll be doing when I go on Maternity.... Whoah... That's pretty soon for me!! I say… Go for the TDI… That’s what I’ll be doing when I go on Maternity…. Whoah… That’s pretty soon for me!!

]]> By: Ryan S.@uncommon-cents.net http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32458 Ryan S.@uncommon-cents.net Sat, 19 Apr 2008 05:55:29 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32458 Donna, Typically businesses will combine sick time, TDI, and vacation to give employees full pay until they exhaust the sick and vacation, so it's possible you'd be able to draw a "full" paycheck for some time before it gets a lot smaller. Donna,

Typically businesses will combine sick time, TDI, and vacation to give employees full pay until they exhaust the sick and vacation, so it’s possible you’d be able to draw a “full” paycheck for some time before it gets a lot smaller.

]]> By: mars http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32412 mars Fri, 18 Apr 2008 08:20:21 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32412 good luck with your savings for the next 5 months! 1 year? wow. you're so good. I wish i could be a SAHM, but i'm so grateful i got to stay home for the 4 months i did. I would've done the LWOP till the end of the school year, but we can't afford the mortgage without me. boo =( as for collegefund, i know Suze Orman advises to worry about your own retirement before your child's college. They can always do school loans, but what can you do if you don't have enough when you retire? Something to consider. so have you started to buy any baby gear yet? fun stuff. =) good luck with your savings for the next 5 months! 1 year? wow. you’re so good. I wish i could be a SAHM, but i’m so grateful i got to stay home for the 4 months i did. I would’ve done the LWOP till the end of the school year, but we can’t afford the mortgage without me. boo =( as for collegefund, i know Suze Orman advises to worry about your own retirement before your child’s college. They can always do school loans, but what can you do if you don’t have enough when you retire? Something to consider.
so have you started to buy any baby gear yet? fun stuff. =)

]]> By: Ryan S.@uncommon-cents.net http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32408 Ryan S.@uncommon-cents.net Fri, 18 Apr 2008 07:26:57 +0000 http://www.champuru.net/blog/2008/04/17/work-that-budget/#comment-32408 Donna, College savings... best option is a 529; also think about a Coverdale Education account. See SavingForCollege.com for more info. Yes, I am a financial Geek about as much as I am a computer Geek. :) Donna,

College savings… best option is a 529; also think about a Coverdale Education account. See SavingForCollege.com for more info.

Yes, I am a financial Geek about as much as I am a computer Geek. :)

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